Good, has room for potential
The thumbnail focused on the best part of the drawing -- the girl's face. The drawing is unnecessarily busy. When I clicked on the drawing I was expecting a nice beautiful woman but was greeted instead with graffiti-like titles and a monster-- the girl was neglected, and the details of the ugly surfer are gone to an extreme. Sex sells; it's been in art for thousands of years. I think you CAN draw -- it's just a matter of layout, simplicity, artistic maturity, etc. Keep drawing, IMHO.
Feel free to disagree with me, this is your work, not mine, of course.